Climate risk for

Civil Society

We understand that data needs to be the hands of those who will use it to drive change. We provide discount or pro bono data to regulators and non-government organisations.

Civil Society

Impact

Pricing climate change physical risk into financial markets builds the business case for decarbonisation and resilience, but at XDI, we understand that alone is not enough to drive change. We believe data needs to be accessed and understood by everyone, including citizens and civil society organisations.

We make our analysis available to individual home-owners and provide discount or pro bono data to regulators and non-government organisations. We release information publicly to generate debate and understanding about the costs of climate change and we don't provide analysis for fossil fuel expansion projects.

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The pathway from risk to resilience

Global reach

XDI is an international, independent provider of physical risk analysis.

Public datasets

Working with NGOs around the world, XDI creates datasets for individuals and organisations to compare physical climate risk.

Cross-dependent climate risk analysis

Understand the broader effects of climate change, including cross dependencies with XDI.

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What can be measured can be changed

Our clients are global

We analyse assets in over 175 countries

Featured use cases

Civil society: A voice for homeowners
Civil society: A voice for homeowners

Civil society: A voice for homeowners

For many individuals, their homes are their single, most significant investment in their lives. Yet homeowners are often the last to know about their current or impending property’s risk to extreme weather events or what they can do to mitigate these risks. To address this challenge, XDI’s sister organisation, Climate Valuation, was created, providing home owners and home buyers with an immediate on the spot risk rating for individual properties and placing residential datasets in the public domain.
Public data release - exposing risk in the UK property market
Public data release - exposing risk in the UK property market

Public data release - exposing risk in the UK property market

Unlike large banks, small lenders rarely have access to the detailed physical climate risk data they need to identify high risk properties in their portfolio. In the UK, XDI publicly released extreme weather and climate change physical risk statistics for 34 million commercial and residential addresses to ensure those most impacted could identify their risk.
Public data release: supply chain and sub sovereign risk
Public data release: supply chain and sub sovereign risk

Public data release: supply chain and sub sovereign risk

Financial and economic risks from climate change are consistently undervalued and fail to capture the complex and cascading impact of global warming over 1.5 degrees. To highlight the reality that no single country is ‘safe’, XDI publicly released a dataset comparing the physical climate risk of every state and province in the world.

Adapt and thrive in a climate changing world

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2023 XDI Global Hospital Infrastructure Physical Climate Risk Report

XDI has analysed over 200,000 hospitals around the world for risk of damage from 6 different climate change hazards from 1990 until the end of the century. The risk arising from two different emissions scenarios (i) RCP 8.5 (around 4.3 ºC) and RCP 2.6 (1.8 ºC or under) was compared. The analysis was published ahead of the inaugural Health Day at the COP28 UN Climate Conference.

2023 XDI Global Hospital Infrastructure Physical Climate Risk Report

FAQs

Can I select the climate model I want to use in EasyXDI?

EasyXDI uses the Coordinated Regional Downscaling Experiment (CORDEX) model and it can not be changed by a user.

Could you please clarify the definition of Total Insurance Premium?

The Technical Insurance Premium (TIP) is defined as the Annual Average Loss (AAL) per representative property for all hazard impacts combined. The TIP is based on the cost of damage to a property, expressed in current day dollars with no discounting or adjustments for other transaction costs.

Actual insurance premiums may not include the hazards we cover - for example Coastal Inundation and Soil Movement are excluded in some countries.

Do you look at biodiversity?

We do not currently include biodiversity in our analysis, however it is included in some capacity in our two-year roadmap for science and technology developments. If you wish to partner with XDI in developing metrics around biodiversity, please contact us.

Can a hazard be decreasing?

Although climate change is generally anticipated to cause an increase in hazard risk to certain regions, the change in risk will vary by location and by hazard. Not everywhere is anticipated to have an increase in hazard risk due to climate change - for example, some places might actually experience a reduction in temperature compared to the start of the century due to changes in the ocean currents and prevailing winds.

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From simple, low cost analysis, to complex, detailed and specific,
XDI delivers actionable results

Our vision is not just to identify physical climate risks, but to mitigate them.
XDI can help you develop business plans for adaptation, helping you move from risk to resilience.

Talk to us today to find out more.