Civil Society use cases

For many individuals, their homes are their single, most significant investment in their lives. Yet homeowners are often the last to know about their current or impending property’s risk to extreme weather events or what they can do to mitigate these risks. To address this challenge, XDI’s sister organisation, Climate Valuation, was created, providing home owners and home buyers with an immediate on the spot risk rating for individual properties and placing residential datasets in the public domain.

Unlike large banks, small lenders rarely have access to the detailed physical climate risk data they need to identify high risk properties in their portfolio. In the UK, XDI publicly released extreme weather and climate change physical risk statistics for 34 million commercial and residential addresses to ensure those most impacted could identify their risk.

Financial and economic risks from climate change are consistently undervalued and fail to capture the complex and cascading impact of global warming over 1.5 degrees. To highlight the reality that no single country is ‘safe’, XDI publicly released a dataset comparing the physical climate risk of every state and province in the world.